J. M. Deren & Associates, LLC – Your Self-Funding Guide

Ready to Start Your Self-Funding Journey?

Your organization’s health plan is a major part of your benefit offering to your employees and is one of the top four (4) expenses of your business. Offering a self-funded health plan enables you to control your company’s direction and ultimate destination.

Sustainable Health Plans

Employing J. M. Deren & Associates as your partner can help you successfully navigate the self-funding waters and keep your plan on course and on budget.

Cost Containment

The practice of using specialized tools, workflows, and resources built within the health plan to prevent the unnecessary spending of (in this case) healthcare dollars.

Specialty Rx Solutions

Maintaining the health of your employees requires sourcing high-cost pharmaceuticals (i.e. specialty medications) and related supplies in a way that is cost effective while maintaining quality and accessibility.

Preferred Places of Service

Today more than ever, plan members have numerous choices for quality healthcare facilities. While quality is of utmost importance when selecting a place-of-service, cost is a significant factor as well.

Preferential Providers

A specific healthcare provider recommended by the plan that provides members with quality care at a reasonable price.

Out-of-Contract Claims

Any claim paid outside of the plan document’s schedule of benefits and therefore ineligible for reimbursement by the stop loss policy (i.e., contract).

Infusion Therapy

Since infusion therapy can have a considerable impact on your pharmacy plan spend, understanding what infusion therapy is and how this impact occurs can be vital to ensure your cost containment strategy is effective.

Learn More

To learn more about what J. M. Deren & Associates can do for your company, please contact us.